Insurance claim engine

From the storm to the settlement check.

RoofGrid carries the restoration claim end to end: the storm proof, the carrier's habits, the statutory clock, the supplement and the depreciation release. Nothing the policy owes gets left on the table.

50 states of NOAA data0 statutory clocks blownACV → RCV tracked
Storm activity · Brevard County, FL Live NOAA
Service area
1.75″
Storm timelineThrough Apr 9, 2026
3456789
Date of loss
Apr 9, 2026
Event
Hail
Hail size
1.75″
Claims in storm
3 claims

The deadline engine

In restoration, the clock is the job.

Acknowledgment windows, estimate-submission deadlines, mediation filings, RoofGrid pins every statutory date to the claim and warns you before it runs out.

3days
Mamunn, Heritage
§627.70131 acknowledgment
8days
Najac, Freedom
2nd-check endorsement
19days
Martinez, Kin
Re-inspection request
42days
McCulough, Frontline
Estimate submission

How the claim moves

Know every claim cold. Get every dollar.

Six steps from the date of loss to the settlement check, each one tracked, dated, and backed by the evidence the carrier can’t wave off.

01Date of lossApr 9, 2026
02Storm verifiedNOAA hail 1.75″
03LOR filedday 2 of 7
04Supplement built+$12,250
05Deadline cleared60-day clock
06Settlement paidRCV released
Settlement maximizerOne claim
Carrier’s first offerACV, as written$14,200
Missed line itemsdrip edge, flashing, R&R+$6,480
Overhead & profit10/10, multi-trade job+$3,620
Code upgradesrequired by the AHJ+$2,150
Recoverable depreciationreleased on completion+$9,840
Final settlement
$36,290
+$22,090 recovered
Storm proof
NOAA wind & hail verified to the date of loss, the evidence the carrier can’t wave off.
Carrier playbook
Each carrier’s adjusters, denial patterns and submission channels, ready before you file.
Deadline engine
Acknowledgment windows, 60-day clocks and mediation filings, watched to the day.
Supplements & O&P
Catch the missed line items and the overhead-and-profit the carrier actually owes.
Depreciation recovery
Track ACV vs RCV and release every dollar of recoverable depreciation on completion.
Settlement math
Know what the claim should pay, and confirm what hit the account when it does.

Storm data

The proof, pulled for you.

Every claim starts with the storm. RoofGrid pulls verified NOAA history for the date of loss and ties it straight to the file.

Hail history
Verified hail size and date for any address, drawn from NOAA storm reports, the bruising on the roof, matched to the day it fell.
Wind speeds
Peak gusts and sustained wind for the date of loss, so a wind claim stands on record instead of a homeowner’s memory.
Storm map & multi-claim
See verified storm tracks across your service area and line up every home caught in the same event into one organized push.

Common questions.

We're on spreadsheets. Will migration be painful?
Setup is one 90-minute onboarding call. We import your active jobs, configure your crews, and have you running a real job in RoofGrid before the call ends. Most contractors stop logging into their old tools within two weeks.
We mostly do insurance restoration. Does it handle claims?
Claims are first-class here. Track every claim from inspection to settlement check, pull NOAA wind and hail history for the date of loss, and let the deadline engine watch your statutory windows so a 60-day clock never blows.
We don't really use AI tools. Is that a problem?
RoofGrid's AI only drafts. You review, then send. It handles photo damage reports, estimate write-ups, and homeowner emails so you're never starting from a blank page. Nothing goes out until you click send.
What happens to my data if I cancel?
You own your data. We export every job, note, document, and photo on request in a standard format. If RoofGrid doesn't replace at least two tools you're paying for today, the 30-day guarantee refunds you in full.

Don’t leave the carrier’s money on the roof.

RoofGrid runs the restoration claim from the storm report to the recoverable-depreciation check, and watches every deadline in between.